Watch Overdraft (2012) : Full Movie Online Free Overdraft is an award-winning film featuring leading thinkers and policymakers from across the aisle exploring major topics such as entitlement programs, defense spending, tax reform and the choices that America’s debt forces on individuals and businesses. Independently produced, Overdraft was launched in August 2012, and made available for broadcast on public television for two years through the National Educational Telecommunications Association (NETA).